Home Banking News Be vigilant, Follow These 7 Tips For Secure Online Banking

Be vigilant, Follow These 7 Tips For Secure Online Banking

by Shatakshi Gupta
Published: Last Updated on

From bill payments to fund transfers, from investment to shopping, everything has become a very easy digital payment ecosystem. Now, instead of going to the bank and standing in line, all these things can be easily done with a few clicks through internet banking. It becomes imperative that your personal banking information is not stolen due to phishing, fraud, for keep some important tips in mind while using net banking. Here are 7 security tips that will make your online banking safer.

Keep changing your password

When you log in to your Internet Banking account for the first time, you will need the password provided by the bank. However, to keep the account safe, it is necessary to change this password. Along with this, you should keep changing your password regularly. The most important thing is to keep your password confidential.

Avoid logging in on a public device

Also read: Bank Is Not Listening To Your Complaints? File A Complaint With Banking Ombudsman; Here’s How

Avoid logging into your bank account on a common computer in a cybercafe or library. These places are at the highest risk of your password being tracked and viewed by other people. If you have to log in from such places, make sure to clear the cache and browsing history and delete all temporary files from the computer. Besides, never save your ID and password in the browser.

Keep your credentials confidential

Keep in mind that the bank will never ask for your confidential information through phone or email.  Therefore, if you get any such phone call or email from the bank asking for your information, do not give it.  On the official login page of the bank, login with the same ID and password which is secure. For this, make sure that the URL has ‘https://’ at the beginning, it means that the website is secure.

Check your account regularly

Check your account after any online transaction. Verify the amount withdrawn from your account. If you notice any manipulation in the amount, inform the bank immediately.

Also read: How To Apply And Create An Online Account For Bank?

Use licensed Anti-virus

To protect your computer from new viruses, make sure you have licensed anti-virus software. Pirated versions of anti-virus software may be available for free, but they may fail to protect your computer from new viruses entering the online world. In addition, you will also receive regular notifications for updates to the licensed software. Make sure to keep your anti-virus up to date so that your confidential information is always protected.

Disconnect the internet when not in use

Most broadband users do not disconnect their internet connection even when they are not in use. Malicious hackers can steal your confidential banking information by accessing your computer via an Internet connection. To keep your data protected, you must disconnect it when it is not needed.

Don’t open Bank’s website through links

 It is better to type the bank URL in the address bar of the browser than to click on a link in an email. Many times frauds send links to such fake websites in emails that look exactly like the original website. Once you enter login details on this website, someone else can get access to your account and your money can be stolen. Always check ‘https://’ in the URL while logging in and ensure that it is the bank’s authentic website.

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