Home Banking News SBI Debit Card Types: A Complete Guide To Features, Benefits and Charges

SBI Debit Card Types: A Complete Guide To Features, Benefits and Charges

by Shatakshi Gupta

State Bank of India (SBI) is one of the largest and most trusted banks in India, offering a wide range of banking products and services to its customers. One of the most popular products is the SBI debit card, which allows customers to access their bank accounts and make cashless transactions at millions of outlets across the world.

SBI offers various types of debit cards, each with different features, benefits, charges and withdrawal limits. Depending on your needs and preferences, you can choose the best SBI debit card for yourself. Here is a brief overview of the different types of SBI debit cards and their eligibility, benefits, annual charges and withdrawal limits.

SBI My Card International Debit Card

This is a personalized debit card that allows you to choose your own image or design for the card. You can also use this card for online shopping, booking movie tickets, paying bills, reserving travel tickets and more. This card is accepted at over 30 million outlets worldwide and comes with a daily withdrawal limit of Rs. 40,000.

Benefits of this SBI debit card  are:

  • Earn 1 Freedom Rewardz Point on every Rs. 200 spent
  • Get complimentary insurance cover for personal accident (air), personal accident (non-air) and purchase protection
  • Enjoy discounts and offers from various merchants and partners

The annual fee for this card is Rs. 175 plus GST from the second year of issue. The issuance charge is Rs. 250 plus GST. There is no replacement charge for a lost card, but you can apply for a fresh debit card by paying an issuance charge of Rs. 250 plus GST.

SBI Global International Debit Card

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This is a basic debit card that allows you to access your bank account and make cashless transactions at over 30 million outlets worldwide. You can also use this card for online shopping, booking movie tickets, paying bills, reserving travel tickets and more. This card comes with a daily withdrawal limit of Rs. 40,000.

Benefits of this SBI debit card  are:

  • Earn 1 Freedom Rewardz Point on every Rs. 200 spent
  • Get complimentary insurance cover for personal accident (air), personal accident (non-air) and purchase protection
  • Enjoy discounts and offers from various merchants and partners

The annual fee for this card is Rs. 125 plus GST. There is no issuance charge for this card. The replacement charge for a lost or damaged card is Rs. 300 plus GST.

SBI IOCL Co-Branded Contactless RuPay Debit Card

This is a co-branded contactless debit card that allows you to make quick and secure payments at Indian Oil Corporation Limited (IOCL) outlets as well as other merchants that accept RuPay cards. You can also use this card for online shopping, booking movie tickets, paying bills, reserving travel tickets and more. This card comes with a daily withdrawal limit of Rs. 40,000 for the Global variant and Rs. 1 lakh for the Platinum variant.

Benefits of this SBI debit card  are:

  • Earn up to 10% cashback on fuel purchases at IOCL outlets
  • Earn up to 6% cashback on non-fuel purchases at IOCL outlets
  • Earn up to 0.75% cashback on all other purchases
  • Get complimentary insurance cover for personal accident (air), personal accident (non-air) and purchase protection

SBI Gold International Debit Card

This is a premium debit card that allows you to access your bank account and make cashless transactions at over 30 million outlets worldwide. You can also use this card for online shopping, booking movie tickets, paying bills, reserving travel tickets and more. This card comes with a higher daily withdrawal limit of Rs. 50,000 and a higher transaction limit of Rs. 2 lakh at POS terminals.

Benefits of this SBI debit card  are:

  • Earn 2 Freedom Rewardz Points on every Rs. 200 spent
  • Get complimentary insurance cover for personal accident (air), personal accident (non-air) and purchase protection
  • Enjoy discounts and offers from various merchants and partners
  • Get activation bonus of 200 points on the first three purchase transactions within a month
  • Get birthday bonus of double points for the birthday month

The annual fee for this card is Rs. 175 plus GST. The issuance charge is Rs. 100 plus GST. The replacement charge for a lost or damaged card is Rs. 300 plus GST.

SBI Platinum International Debit Card

This is a premium debit card that allows you to access your bank account and make cashless transactions at over 30 million outlets worldwide. You can also use this card for online shopping, booking movie tickets, paying bills, reserving travel tickets and more. This card comes with a higher daily withdrawal limit of Rs. 1 lakh and a higher transaction limit of Rs. 2 lakh at POS terminals.

Benefits of this SBI debit card  are:

  • Earn 2 Freedom Rewardz Points on every Rs. 200 spent
  • Get complimentary airport lounge access at select airports
  • Get complimentary insurance cover for personal accident (air), personal accident (non-air) and purchase protection
  • Get activation bonus of 200 points on the first three purchase transactions within a month
  • Get birthday bonus of double points for the birthday month

The annual fee for this card is Rs. 250 plus GST. The issuance charge is Rs. 300 plus GST. The replacement charge for a lost or damaged card is Rs. 300 plus GST.

SBI Classic Debit Card

This is a basic debit card that allows you to access your bank account and make cashless transactions at over 5 lakh merchant outlets in India. You can also use this card for online shopping, booking movie tickets, paying bills, reserving travel tickets and more. This card comes with a daily withdrawal limit of Rs. 20,000 and a daily transaction limit of Rs. 50,000 at POS terminals.

Benefits of this SBI debit card  are:

  • Earn 1 Freedom Rewardz Point on every Rs. 200 spent
  • Get complimentary insurance cover for personal accident (non-air) and purchase protection
  • Enjoy discounts and offers from various merchants and partners

The annual fee for this card is Rs. 125 plus GST. There is no issuance charge for this card. The replacement charge for a lost or damaged card is Rs. 300 plus GST.

SBI Foreign Travel Card

This is a prepaid card that can be used to travel abroad without worrying about currency exchange or carrying cash. You can load any amount in US Dollars, Euro, British Pound, Singapore Dollar or Saudi Riyal on this card and use it in any country that accepts VISA or MasterCard cards. You can also reload this card online or at any SBI branch. This card is valid for three years from the date of issue.

Benefits of this SBI debit card  are:

  • No need to open a bank account
  • No need to pay currency conversion charges
  • No need to carry multiple currencies
  • No need to worry about fluctuating exchange rates

The issuance charge for this card is Rs. 105 plus GST for VISA variant and Rs. 100 plus GST for MasterCard variant. The reload charge for this card is Rs. 52 plus GST for VISA variant and Rs. 50 plus GST for MasterCard variant. The replacement charge for a lost or damaged card is Rs. 204 plus GST for VISA variant and Rs. 200 plus GST for MasterCard variant.